David Lott
Payments Risk Expert, Retail Payments Risk Forum, Federal Reserve Bank of Atlanta
Lott is a retail payments expert with the Retail Payments Risk Forum of the Federal Reserve Bank of Atlanta and has more than 35 years of experience in the retail banking and payments industries. As part of the team at the Retail Payments Risk Forum, Lott works with payments stakeholders in researching payment systems and products, focusing on risks and mitigating strategies. A key area of focus for his present work is customer, transaction and data security issues. As such, Lott has done considerable work with the wide range of card and payment technologies including card; mobile devices such as tablets and phones; other payment form factors, and their various delivery channels including ATMs, online and call centers. Lott works with representatives from the Federal Reserve Bank in Boston in facilitating the meetings of the Mobile Payments Industry Workgroup. He is a member of the BITS Payment Card Fraud Sub-Group as well as a representative of the Federal Reserve Bank of Atlanta in other inter-agency and intra-Federal Reserve System working groups.